The Internal Revenue Service has officially confirmed that the 2026 tax filing season will begin on Monday, January 26, giving millions of Americans the green light to submit their tax returns for the 2025 tax year. For many households, this announcement is more than just a calendar update it could mean faster refunds and more money back compared to last year. Tax season will run through April 15, 2026, which remains the final deadline to file a return or request an extension without facing penalties.
Table of Contents
Why January 26 Matters More Than You Think
For taxpayers who depend on refunds to manage household expenses, the opening day of tax season is a big deal. Filing as soon as the IRS systems go live often means getting refunds earlier, especially for those who choose electronic filing and direct deposit. This year’s earlier start could be particularly beneficial because refunds are expected to be larger than last year for many Americans. Some estimates suggest that the average refund could increase by $300 to $1,000, depending on income level, deductions, and credits claimed. That potential boost has already prompted many taxpayers to prepare their documents weeks in advance.
What’s Driving Bigger Tax Refunds in 2026
One major reason refunds may be higher this year is the impact of tax changes introduced under the One Big Beautiful Bill Act, which was passed by Congress and signed into law last summer. The legislation made several adjustments to deductions and tax treatment for specific types of income, lowering tax liability for a broad group of filers. While analysts point out that the law provides the largest long-term benefits to higher-income households and adds to federal debt, everyday taxpayers may still see meaningful short-term gains when they file their 2025 returns.
Important IRS Tax Season Dates to Keep in Mind
Understanding the official tax timeline can help avoid late fees, missed refunds, or unnecessary stress. Below is a quick overview of the most important IRS dates for the 2026 filing season.
| Tax Filing Event | Date |
|---|---|
| IRS begins accepting returns | January 26, 2026 |
| State returns open (most states) | January 26, 2026 |
| Last day to file without penalty | April 15, 2026 |
| Refund status after e-filing | About 24 hours |
| Refund status after mailing | Around 4 weeks |
Key Changes Taxpayers Should Review Before Filing
Before rushing to submit a return, taxpayers should take time to review how the latest rules may affect them. Some changes could increase refunds, while others might require additional documentation. Being prepared can help avoid delays or mistakes that could slow down processing.
Important areas to review this year include:
- Updates to the standard deduction
- Changes to how overtime income is treated
- Adjustments affecting certain credits and household filings
Even small oversights can impact refund amounts, so reviewing these areas carefully is strongly recommended.
IRS Encourages Online Accounts and Direct Deposit
The IRS continues to push taxpayers toward digital tools to improve accuracy and speed. Creating an IRS Individual Online Account allows users to securely access prior tax records, adjusted gross income details, and payment history. This information can be especially helpful when filing electronically or working with a tax professional. Another significant change is the agency’s move away from paper checks. With very limited exceptions, direct deposit is now the preferred refund method, and it remains the fastest way to receive money once a return is approved.
Free Filing Options Are More Limited This Year
Taxpayers looking for no-cost filing options should be aware that IRS Direct File has been discontinued, reducing free federal filing choices. However, some IRS-approved partners still offer free software based on income and filing complexity. Oregon residents have an additional option through Direct File Oregon, a state-run program that continues to allow free electronic filing for state returns, helping ease the burden for eligible taxpayers.
Tracking Your Refund After You File
Once a return is submitted, taxpayers can check the status of their refund using the IRS “Where’s My Refund?” tool. In most cases, updates appear within 24 hours of electronic filing, while paper returns take longer to process. Filing early, choosing e-file, and selecting direct deposit remain the most reliable ways to receive refunds as quickly as possible during the 2026 tax season.
